Together we can Provide Quality Healthcare and Lower Costs for your Practice and your Patients

Our Agency has specialized in Medicare and Individual Healthcare since 1979

Our mission is to help Independent Providers manage and increase their Medicare and Individual/Family Patient Panels

We help Providers remain Independent as CMS moves toward Value Based Insurance Designs (VBID). Medicare Advantage is an integral part of the VBID Model. Why? Providers and Medicare Advantage delivers improved Healthcare outcomes with lower costs for the Providers and the Patients.

Helping Your Office Manage these Patient Scenarios and more

01

Mr. Smith has Medicare A&B only which requires balance billing of 20% and a $257 Deductible for 2025.  If Mr. Smith was enrolled in a Medicare Advantage plan his co-pay in most cases would be $0 for PCP Services including Preventative.  

02

Susie has a Medicare Supplement plan that has a monthly premium that she can no longer afford.  We can help enroll Susie into a MedicareAdvantage plan starting at $0 a month.  

03

Ms. Jones has a Medicare Advantage that you are not contracted with.  We can help Ms. Jones enroll in a plan you do accept allowing you to retain her as a patient.

04

Ms. Jones has a Medicare Advantage that you are not contracted with.  We can help Ms. Jones enroll in a plan you do accept allowing you to retain her as a patient.

05

Patients with both Medicare and Medicaid we can enroll in a Dual Medicare/Medicaid Advantage Plan which includes benefits far exceeding typical Medicaid Programs.  Plus a one-claim process which equals faster claims and often time more reimbursement.

06

Patients with a Medicare Advantage Plan and you have decided to non-renew. We provide form letters designed to alert the patient to consider a new plan and to contact our office.

Did You Know?

Helpful information about your patients insurance cards

Medicare Only Patients

Medicare Patient with this card only is billed the Part B Deductible $257 (for 2025) then 20% of all Medicare Approved Charges unlimited except for annual checkups and preventative services

Medicare Patient with a Medicare Supplement Plan G card is billed the Part B Deductible but NOT the 20% of all Medicare Approved Charges.  Other Medicare Supplement Plan types may pay more/less

Medicare Patient with a $0 Premium Medicare Advantage card will normally receive a $0 co-pay for virtually all Medicare Approved PCP services this office provides including (office charges, x-ray, lab, preventative) many plans offer benefits such as Over the counter items, Dental, Vision, Hearing, Gym membership

Medicare with Medicaid Patients

Medicare/Medicaid Patient with a QMB, QMB+, or MQMB card are generally NOT billed for any Medicare Approved Charges and may receive other healthcare related benefits

Medicare/Medicaid Patient with a Medicare Advantage Dual Card will receive a $0 co-pay for virtually all Medicare Approved PCP Services and continue to receive other Medicaid healthcare related services.  In addition, may receive extra benefits such as transportation, over the counter and/or healthy groceries, Dental, Vision, Hearing and Gym Membership depending on plan.