A2P Terms and Conditions

Effective Date: April 14, 2026

Terms and Conditions for INS Marketing Systems, Inc. Consumer Site

These Terms and Conditions (“Terms”) govern your access to and use of the consumer website operated by INS Marketing Systems, Inc. at www.insuranceconsumerbenefits.com, including related forms, appointment requests, pages, and messaging programs (collectively, the “Site”).

By using the Site, submitting a form, requesting information, booking an appointment, or opting in to receive text messages, you agree to these Terms.

1. About Our Services

INS Marketing Systems, Inc. provides consumer education, support, and assistance related to insurance and benefits programs, including Medicare, Medicaid, Marketplace coverage, and related consumer services.

Information provided on this Site is for general informational and service-support purposes only. It is not legal, tax, medical, or financial advice. Insurance plan availability, eligibility, premiums, provider participation, subsidies, and benefits are determined by carriers, government agencies, and applicable program rules, not by this Site alone.

Use of this Site does not guarantee eligibility, enrollment, coverage approval, or acceptance by any insurance carrier or government program.

2. No Government Affiliation

Unless expressly stated otherwise, INS Marketing Systems, Inc. and Insurance Consumer Benefits are not Medicare, Medicaid, Healthcare.gov, or any other government agency. When discussing government programs, we act as a private business providing consumer support and licensed-agent assistance.

3. User Responsibilities

You agree that you will:

  • Provide truthful, accurate, and complete information
  • Use the Site only for lawful purposes
  • Not impersonate another person
  • Not interfere with the operation or security of the Site
  • Not attempt unauthorized access to any part of the Site, forms, systems, or data
  • Not use automated tools, scraping tools, bots, or similar methods to misuse the Site

If you submit information on behalf of another person, you represent that you have the authority to do so.

By submitting a contact form, requesting an appointment, calling us, or otherwise contacting us, you consent to us contacting you about your request using the information you provide, including by phone, email, and, where you have separately consented, SMS/MMS text messaging.

Consent to receive text messages is not required as a condition of purchasing any goods or services.

5. SMS/MMS Messaging Terms

If you opt in to receive text messages from INS Marketing Systems, Inc., you agree to the following messaging terms:

  • Program Name: INS Marketing Systems, Inc. / Insurance Consumer Benefits Consumer Alerts
  • Message Types: appointment reminders, follow-up messages, service notifications, consumer support messages, benefits/enrollment updates, and promotional or marketing messages if you specifically consent to those
  • Message Frequency: message frequency may vary
  • Cost: message and data rates may apply
  • Opt-Out: reply STOP at any time to cancel
  • Help: reply HELP for help or contact us at (972) 223-7979
  • Consent: consent to receive text messages is not a condition of purchase
  • Carrier Disclaimer: carriers are not liable for delayed or undelivered messages

Your participation in our messaging program is also subject to our Privacy Policy.

6. Intellectual Property

All content on the Site, including text, graphics, logos, layout, branding, images, and other materials, is owned by or licensed to INS Marketing Systems, Inc. unless otherwise stated. You may use the Site for personal, non-commercial use only.

You may not copy, reproduce, republish, distribute, modify, display, or exploit Site content without our prior written permission, except as allowed by law.

The Site may link to third-party websites or services, including insurance carriers, scheduling tools, government resources, and application platforms. We provide those links for convenience only. We do not control and are not responsible for third-party content, terms, availability, or privacy practices.

8. Disclaimer of Warranties

The Site and all information provided through it are offered on an “as is” and “as available” basis. To the fullest extent permitted by law, INS Marketing Systems, Inc. disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, availability, accuracy, and uninterrupted access.

9. Limitation of Liability

To the fullest extent permitted by law, INS Marketing Systems, Inc. and its officers, employees, agents, contractors, and affiliates will not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or related to your use of, or inability to use, the Site or any communications sent through it.

If liability is imposed despite the foregoing, our total liability will not exceed the amount, if any, you paid directly to us for the specific service giving rise to the claim.

10. Indemnification

You agree to defend, indemnify, and hold harmless INS Marketing Systems, Inc. and its officers, employees, agents, contractors, and affiliates from and against claims, liabilities, damages, losses, and expenses arising from your misuse of the Site, your violation of these Terms, or your violation of any law or rights of another person.

11. Changes to the Site or Terms

We may change, suspend, or discontinue any part of the Site at any time without notice. We may also update these Terms from time to time by posting revised Terms on this page. Your continued use of the Site after updated Terms are posted means you accept the revised Terms.

12. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law rules.

13. Contact Information

Questions about these Terms may be sent to:

INS Marketing Systems, Inc.
255 N. I-35 E
DeSoto, TX 75115
Phone: (972) 223-7979
Alternate Phone: (817) 440-4024
Email: insuranceagencysuite@gmail.com