Have you had a chance to sit down with a Social Security Expert to see if you are getting the most out of your retirement benefits. Our agents specialize in Maximizing Your Social Security Benefits. Take a look at some of the benefit below and see if you are getting the most out of your retirement dollars.
All possible filing strategies
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- Delaying retirement to receive higher benefits
- Work longer, earning more to increase benefit
- Sequence and time spousal and retirement benefits for grandfather under prior law.
- File/Suspend/Reinstate retirement benefits
- Early retirement to activate child or disabled-child benefits and child-in-care spousal benefits
- Start widow(er) benefit before full retirement when deceased spouse took retirement benefits early
- Take retirement benefits before taking non-covered pension to delay activation of Windfall Elimination Provision
- Delay retirement benefits to raise widow(er) benefits for surviving spouse or ex spouse.
All major benefits
- Retirement Insurance Benefits
- Spouse’s Insurance Benefits
- Divorced Spouse’s Insurance Benefits
- Social Security Disability Insurance Benefits
- Child In-Care Spouse’s Insurance Benefits
- Widow(er)’s Insurance Benefits
- Divorced Widow(er)’s Insurance Benefits
- Child’s Insurance Benefits
- Childhood Disability Benefits
- Surviving Child’s Insurance Benefits
- Father’s and Mother’s Insurance Benefits
All major rules and provisions
- New Social Security law and grandfathering rules
- Early benefit reductions
- Delayed retirement credits
- The earnings test
- Adjustment of the reduction factor
- Re-computation of benefits
- Family maximum
- Option to suspend and reinstate retirement benefits
- Combined family maximum
- Disabled family benefit maximum
- RIB LIM on widow(er) benefits when the deceased spouse was entitled to reduced RIB
- Windfall Elimination Provision (WEP)
- Government Pension Offset (GPO)
- Restricted application and deeming rules
- Alternate widow(er)’s benefits when the deceased spouse died before age 62