Have you had a chance to sit down with a Social Security Expert to see if you are getting the most out of your retirement benefits.  Our agents specialize in Maximizing Your Social Security Benefits.  Take a look at some of the benefit below and see if you are getting the most out of your retirement dollars.

All possible filing strategies

    • Delaying retirement to receive higher benefits
    • Work longer, earning more to increase benefit
    • Sequence and time spousal and retirement benefits for grandfather under prior law.
    • File/Suspend/Reinstate retirement benefits
    • Early retirement to activate child or disabled-child benefits and child-in-care spousal benefits
    • Start widow(er) benefit before full retirement when deceased spouse took retirement benefits early
    • Take retirement benefits before taking non-covered pension to delay activation of Windfall Elimination Provision
    • Delay retirement benefits to raise widow(er) benefits for surviving spouse or ex spouse.

All major benefits

  • Retirement Insurance Benefits
  • Spouse’s Insurance Benefits
  • Divorced Spouse’s Insurance Benefits
  • Social Security Disability Insurance Benefits
  • Child In-Care Spouse’s Insurance Benefits
  • Widow(er)’s Insurance Benefits
  • Divorced Widow(er)’s Insurance Benefits
  • Child’s Insurance Benefits
  • Childhood Disability Benefits
  • Surviving Child’s Insurance Benefits
  • Father’s and Mother’s Insurance Benefits

All major rules and provisions

  • New Social Security law and grandfathering rules
  • Early benefit reductions
  • Delayed retirement credits
  • The earnings test
  • Adjustment of the reduction factor
  • Re-computation of benefits
  • Family maximum
  • Option to suspend and reinstate retirement benefits
  • Combined family maximum
  • Disabled family benefit maximum
  • RIB LIM on widow(er) benefits when the deceased spouse was entitled to reduced RIB
  • Windfall Elimination Provision (WEP)
  • Government Pension Offset (GPO)
  • Restricted application and deeming rules
  • Alternate widow(er)’s benefits when the deceased spouse died before age 62

Please fill out this short questionnaire and one of our Social Security Experts will get back with you to schedule a time to review the information you submitted and help you with maximizing your Social Security Benefits.